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Financial Planners & CPA's

As a financial planner or CPA, you know better than anyone what your clients' financial needs are. With an ever-changing financial market, it is important keep your clients informed of the latest investment opportunities. A Life Settlement is a great way to improve upon an estate plan or to fund a charitable giving program. In the case of a charitable gift, your client could receive a substantially larger tax deduction when utilizing a Life Settlement.

View the Life Settlement Process

Secondary Market For Life Insurance

In a Life Settlement transaction, your client will receive more than the cash surrender value for their policy. Your client may have a life insurance policy that they are considering surrendering or lapsing. The life settlement market provides a whole new perspective on the value of unwanted or unaffordable life insurance policies. Even term insurance policies that have no cash-surrender value can qualify for a Life Settlement.

What Are The Benefits To You?

  • You receive commissions from the life settlement transaction
  • You have the ability to earn new commissions on new products or policies sold to your client
  • You receive conversion commissions on converted term policies
  • You receive renewal commissions on policies which are maintained based on future value

Do Your Clients Qualify For A Life Settlement?

If you have clients age 65 and older who have Term (Convertible or Renewable), UL, or SUL policies, your clients most likely have policies which would qualify for a Life Settlement.  Give Milestone a call today to get started!

Why Would Your Client Sell A Life Insurance Policy?

  • Your client may no longer want or need the policy, and is considering surrendering or lapsing the policy
  • Selling a policy may provide your client with money for the purchase of long-term care, or may serve to supplement your client’s retirement income
  • Your client’s policy may have been purchased during a time of higher interest rates with expected lower future premiums, and the policy is not performing
  • Your client may be looking to acquire a new policy, and a Life Settlement on an older policy may fund the new coverage
  • Your client may need cash for investments or debt consolidation
  • Your client may be going through a divorce and the policy is subject to equitable distribution
  • Your client’s estate planning needs may have changed
  • The proceeds from a Life Settlement could fund a charitable giving program, family trust, or education for a loved one
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Purchase Parameters - Does My Policy Qualify?
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Toll Free: 888-877-5686    Fax: 717-435-1851
48-50 W Chestnut Street; Lancaster, PA 17603
Milestone recognizes the importance of maintaining the privacy of its clients? personal information. Milestone has electronic, physical and procedural safe guards in place and abides by all H.I.P.A.A. and state statute regulations to ensure that each clients? health information is properly protected.